Protection for every budget or job
Because every business is different, commercial insurance solutions for contractors may range from a basic policy to a thorough mix of coverages.
Also, the type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.
We understand you need to stay focused on work, and not the risks you face every day. That's why we work with multiple carriers to find you the best coverage at the most affordable price.
Insurance keeps working, even after the job is done
Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.
Our insurance continues to protect you from any accidents or faults that may allegedly result from work you oversee or perform. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.
What does contractors' insurance cover?
The list of coverage areas that need to be addressed in your contractors' insurance include:
- Property in transit
- Workers Compensation
- Trucks and other commercial vehicles
- Errors and omissions
If your contractors' insurance misses any of this protection, your job and your company may be at serious risk.
Do you need construction insurance?
Any person or business working in the construction trades needs insurance - building construction, heavy construction, or home improvement. We offer coverage for every trade, including:
- Contractors'
- Carpenters
- Plumbers
- Handyman
- Electricians
- Masonry
- Alarm Security Company
- Home Builder
- Developer
- Renovation
- Welding
- Artisan Contractors
What about the cost?
Understandably, price is always a concern for contractors. But, with a custom contractors' insurance policy, you control what the coverage you want to pay for, making it surprisingly affordable.